Did you know a hard credit inquiry can reduce your credit score by several points? That's why we don't do them! Protect your credit by applying with Credova.
You may be approved for multiple financing options with Credova. You can pick the option that fits your budget best and payoff anytime.
Educate yourself on your financing options and know that with Credova, there are never any hidden fees.
All fees are disclosed up front in your financing contract.
To apply, select the credova banner below. And fill out the application.
Online applications only require basic information and you can receive an approval in seconds.
Depending on your application details, we can approve you between $300 and $5,000
Even if you have bad credit, that’s ok. Credova considers all credit types in the approval process and some financing providers accept bad credit, it entirely depends on the financing provider. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit.
Credova is partnered with a network of financing options that offer retail installment sales contracts (riscs) and/or closed-end consumer lease agreements.
The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR). With a risc, the system considers more than just your credit and your interest rate will vary based on the information provided. Please review your offer/s carefully prior to completing your agreement.
Whether you are using a risc or closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties!
It’s simple, pay off your principal within the 90-day promotional period and you pay no interest. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion.
Not all applications qualify for 90 Interest Free, approval based on information submitted during the application process